Verifiable trust in every transaction
Payment platforms concentrate identity, money and sensitive data within a single flow. Qriptia integrates identity verification, fraud prevention and PCI DSS controls on top of an encrypted, auditable architecture.
The fintech sector operates under constant exposure: identity impersonation, transaction fraud, exfiltration of cardholder data and regulatory anti-money-laundering requirements. Qriptia combines its KYC/AML practice, its audit and penetration testing service, and its secure development to deliver a trust perimeter aligned with the PCI DSS standard and the NIST CSF framework, without compromising onboarding conversion.
Fintech and Payments
What this service includes
KYC/AML onboarding
Document verification, liveness detection and screening against sanctions and PEP lists, with risk orchestration in line with AML obligations.
Transaction fraud prevention
Risk rules and signals to detect anomalous behavior in operations and prevent fraud before authorization.
PCI DSS alignment
Design of controls, segmentation and tokenization to reduce the scope of the cardholder data environment.
Encryption and tokenization
Protection of sensitive data in transit and at rest, with tokenization of identifiers and key management.
Payment API penetration testing
Penetration testing of APIs, business logic and payment flows according to OWASP ASVS, including reverification of findings.
Managed monitoring and response
Managed detection and response (MDR) over transactional operations, with forensic chain of custody in the event of incidents.
How we do it
Assessment
The exposure surface, the PCI DSS scope and the identity and payment flows are evaluated.
Control design
Identity verification, fraud rules, encryption and tokenization are defined according to risk appetite.
Secure integration
The controls are implemented on the platform through secure development and CI/CD practices.
Continuous validation
Penetration testing, monitoring and reverification are performed to sustain compliance over time.
What you gain
Concrete benefits for your business, not vague promises.
Let's clear your doubts
How is the PCI DSS scope reduced?
Through tokenization of cardholder data and segmentation of the environment, so that most of the platform falls outside the auditable scope.
Does identity verification meet AML obligations?
Yes. The KYC process incorporates screening against sanctions and PEP lists, an audit log and risk orchestration in line with anti-money-laundering requirements.
Does it integrate with the existing gateway and systems?
The integration is carried out through APIs and secure development practices on the current infrastructure, without requiring replacement of the payment platform.
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Ready to start with Fintech and Payments?
A free initial consultation to understand your risks and map the path, with a clear plan.